The components of a customized financial plan are unique to each client. Scroll over each section to see the various services considered when developing a plan to meet your goals.




Personal Finance

    • Goal Identification & Prioritization
    • Budget
    • Statement of Cash Flow
    • Statement of Net Worth
    • Emergency Saving Fund
    • Debt Reduction
    • Credit Score & Access to Credit
    • Mortgage Strategy
    • Employee Benefit Review
    • Financial Literacy

Asset Protection

    • Review Existing Insurance Policies
    • Life Insurance Needs Analysis
    • Health Insurance
    • Disability Insurance
    • Long-Term Care Insurance
    • Annuities
    • Asset Titling Review

Investment Strategy

    • Personal Risk Score
    • Portfolio Review
    • Passive Investing
    • Core & Satellite
    • Asset Allocation
    • Asset Selection
    • Asset Location
    • Dollar-Cost Averaging

Retirement Planning

    • Retirement Vision
    • Monte Carlo Simulation
    • IRA Contributions
    • Employer Sponsored Plans
    • Self-Employed Retirement Plans
    • Social Security
    • Medicare
    • RMDs
    • Tax Deferral & Tax Mitigation Strategy

Tax Planning

    • Tax Bracket
    • Filing Status
    • Dependents
    • Capital Gains
    • Tax-Loss Harvesting
    • Capital Loss Carry Forward
    • Exclusions, Deductions, and Credits
    • ROTH Conversions
    • Withdrawal Strategies

Estate Planning

    • Review Existing Documents
    • Asset Titling
    • Will
    • Health Care Proxy
    • Power of Attorney
    • Non-Traditional Family Planning
    • Trusts
    • Gifting Strategy
    • Charitable Donations
    • Estate Tax Planning

Education Planning

    • 529 Plans
    • Prepaid 529 Plans
    • UGMA/ UTMA Accounts
    • Loan Consolidation/ Debt Reduction
    • Savings Bonds
    • Coverdell ESAs
    • Financial Aid Strategy
    • Scholarships

Business Strategy

    • Retirement Plans
    • Self-Employed Plans
    • Succession Plans
    • Exit Plans
    • Buy-Sell Agreements
    • Employee Retention
    • Employee Benefits
    • Tax Strategy
    • Strategic Planning
    • Business Plan Review
    • ROI calculations
    • Goal Identification & Prioritization
    • Budget
    • Statement of Cash Flow
    • Statement of Net Worth
    • Emergency Saving Fund
    • Debt Reduction
    • Credit Score & Access to Credit
    • Mortgage Strategy
    • Employee Benefit Review
    • Financial Literacy

Personal Finance

Asset Protection

    • Review Existing Insurance Policies
    • Life Insurance Needs Analysis
    • Health Insurance
    • Disability Insurance
    • Long-Term Care Insurance
    • Annuities
    • Asset Titling Review
    • Personal Risk Score
    • Portfolio Review
    • Passive Investing
    • Core & Satellite
    • Asset Allocation
    • Asset Selection
    • Asset Location
    • Dollar-Cost Averaging

Investment Strategy

Retirement Planning

    • Retirement Vision
    • Monte Carlo Simulation
    • IRA Contributions
    • Employer Sponsored Plans
    • Self-Employed Retirement Plans
    • Social Security
    • Medicare
    • RMDs
    • Tax Deferral & Tax Mitigation Strategy
    • Tax Bracket
    • Filing Status
    • Dependents
    • Capital Gains
    • Tax-Loss Harvesting
    • Capital Loss Carry Forward
    • Exclusions, Deductions, and Credits
    • ROTH Conversions
    • Withdrawal Strategies

Tax Planning

Estate Planning

    • Review Existing Documents
    • Asset Titling
    • Will
    • Health Care Proxy
    • Power of Attorney
    • Non-Traditional Family Planning
    • Trusts
    • Gifting Strategy
    • Charitable Donations
    • Estate Tax Planning
    • 529 Plans
    • Prepaid 529 Plans
    • UGMA/ UTMA Accounts
    • Loan Consolidation/ Debt Reduction
    • Savings Bonds
    • Coverdell ESAs
    • Financial Aid Strategy
    • Scholarships

Education Planning

Business Strategy

    • Retirement Plans
    • Self-Employed Plans
    • Succession Plans
    • Exit Plans
    • Buy-Sell Agreements
    • Employee Retention
    • Employee Benefits
    • Tax Strategy
    • Strategic Planning
    • Business Plan Review
    • ROI calculations